Platform · Vaults
Flow Vaults automatically sweep idle stablecoin balances into short-duration US Treasuries and money-market equivalents. Institutional yield, daily liquidity, transparent attestations.
How it works
Treasury operations teams park float in operational accounts earning nothing. Flow Vaults lets you route those balances into yield while keeping same-day access and clear allocation rules.
Set minimum operating balance, target allocation, and maximum sweep size. Flow respects your constraints and never locks up capital you need for settlement.
Excess balances are swept each business day into a bankruptcy-remote vault holding short-dated US Treasuries at a tier-1 custodian.
Redeem any portion back to your operating wallet within one business day. Emergency liquidity lines give T+0 for urgent needs.
Transparency
Net asset value published every business day at 4pm ET, with a full holdings report broken out by CUSIP, maturity, and custodian.
Independent attestations from a Big 4 auditor confirm that reserves match outstanding vault shares within tolerance.
A Merkle root of all holdings is published weekly on Ethereum, Base, and Hood — verifiable with three lines of code.
Your balances are never lent, repo'd, or used for collateral. Assets are held in trust, full stop.
Who uses Vaults
Earn yield on settlement float between merchant capture and payout — typically 1–3 days of idle capital.
Sweep customer cash balances into a regulated, segregated vault with same-day settlement back to the trading account.
Replace fragmented money-market exposures with a single, stablecoin-native vault that integrates with your ERP.
Our team will model the opportunity cost of your current balances and show what Flow Vaults would earn over the last 12 months.