Platform · Borderless
Payroll for global teams, payouts for marketplaces, and settlements for vendors — all on stablecoin rails with delivery in local currency and compliance on autopilot.
What Borderless replaces
The traditional payout stack is a patchwork of regional PSPs, correspondent banks, and FX desks — each with their own fees, cutoff times, and failure modes. Borderless is one API and one contract.
| Traditional | Borderless | |
|---|---|---|
| Settlement time | 2–5 business days | Seconds to minutes |
| FX spread | 1.5%–4% hidden | Mid-market + transparent fee |
| Cutoff times | Regional, weekday-only | 24/7/365 |
| Coverage | 6–12 corridors per PSP | 90+ countries, one contract |
| Reconciliation | CSVs and SWIFT MTs | Real-time webhooks + ledger export |
Use cases
Pay contractors and full-time hires in 90+ countries. Auto-convert from USD or EUR into local currency, with tax-friendly record-keeping baked in.
Weekly or on-demand payouts to sellers, drivers, and creators — pulled from escrow and delivered to bank accounts or wallets in under five minutes.
Pay suppliers in their preferred currency without juggling 30 banking relationships. Bulk payouts, batch scheduling, and dual approval flows included.
Push claim payments directly to policyholder bank accounts or mobile wallets — even in corridors traditional rails can't reach.
Deliver relief funds to end recipients with end-to-end auditability and zero correspondent fees skimmed along the way.
On-demand cashouts the moment a user earns — no more weekly batch files, no more minimums.
Compliance
We collect and store the compliance data regulators expect, including beneficial ownership, purpose of payment, and source of funds.
Every counterparty is screened against OFAC, EU, UK, UN, and regional lists — in real time, with rescreening cadence.
FATF Travel Rule messaging via industry-standard protocols, so virtual asset transfers stay compliant in every jurisdiction.
Money transmission coverage in all 50 US states, an EMI in Europe, and MSB registration in Canada, Singapore, and the UAE.
We'll benchmark your current payout cost per transaction and give you a clear picture of what Borderless would save.